In a recent article, I argued that UK pension changes are often overstated, and that the system itself is far more stable than the headlines suggest. For most ordinary savers, the foundations of pension saving ...
Pensions
By Robin Watkins and Adam Bexson Salary sacrifice (also known as salary exchange) is often viewed through a pensions-only lens. But the opportunity is far wider. For employers under cost pressure (and employees...
Independent professional trustees and scheme decision-makers often hear the same concern from employers and members alike: “Pensions just keep changing. How can anyone plan when the rules are constantly being r...
By Adam Bexson, Senior Consultant Salary sacrifice – often called salary exchange – isn’t new but it’s back in the spotlight following the November 2025 Budget. For employers, salary sacrifice is a strategic...
Pension engagement remains one of the most persistent challenges in running an effective workplace pension scheme. When employees fail to engage with their pensions – missing communications or deadlines, ...
By Adam Bexson, Senior Consultant When it comes to workplace pensions, the way we talk about them is just as important as the benefits themselves. Too often, pensions are described as “dull” or “b...
Rumours about changes to salary sacrifice appear before almost every Budget. The 2025 Autumn Budget is no different – but the latest reports have prompted a stronger industry response than usual. Several outlet...
By Deon Dreyer, Investment Director and leads on ESG Advisory at Broadstone Climate change is no longer a distant threat – it’s a financial reality. Pension schemes, insurers and corporates are already feeling ...
Fast track… sounds appealing doesn’t it? What trustee board, overloaded with governance documents and new valuation requirements, wouldn’t be attracted to an option that promises to save time and reduces ...
