Author: David Brooks

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Pensions

UK Pension Changes Summer 2026: Key updates for trustees and sponsors

Summary The pensions landscape is entering a new phase. In the Summer 2026 edition of Hot Topics, David Brooks, Head of Policy at Broadstone, explores the legislative, regulatory and market developments that...

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Pensions

Burnham – the long and winding road

Andy Burnham has arrived in Downing Street promising to move “faster and bolder” than his predecessor. Focusing on housing, transport and the cost of living, but there is another area where he could...

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Pensions

Why Retirement Living Standards can’t be pension targets

Summary Head of Policy David Brooks argues that Retirement Living Standards are useful because they help people picture what different retirement lifestyles could look like – but they shouldn’t be treated as...

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Pensions

A new Prime Minister – and the chance to move the pensions debate on

This article is intended for professional and institutional audiences only and is not directed at retail clients. By David Brooks, Head of Policy at Broadstone A change in Prime Minister always creates th...

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Pensions

How employers can make workplace pensions work with human behaviour

By David Brooks, Head of Policy at Broadstone Summary In this article, Broadstone’s Head of Policy, David Brooks, explores why employees often delay pension saving despite knowing it matters. Drawing on M...

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Pensions

The future of the State Pension: what’s changing and what’s here to stay

By David Brooks, Head of Policy at Broadstone Summary In this article, Broadstone’s Head of Policy, David Brooks, examines concerns that the State Pension could disappear, arguing instead that it is polit...

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Pensions

What’s actually changing in UK pensions in 2026? What dashboards, decumulation and DC consolidation mean for trustees

In a recent article, I argued that UK pension changes are often overstated, and that the system itself is far more stable than the headlines suggest. For most ordinary savers, the foundations of pension saving ...

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Pensions

Do politicians keep changing UK pensions? The reality for ordinary savers and trustees in 2026

Independent professional trustees and scheme decision-makers often hear the same concern from employers and members alike: “Pensions just keep changing. How can anyone plan when the rules are constantly being r...

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Pensions

How inclusive design can improve workplace pension engagement

Pension engagement remains one of the most persistent challenges in running an effective workplace pension scheme.  When employees fail to engage with their pensions – missing communications or deadlines, ...