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Credit Risk & Lending

Staying Ahead – Key Insights from the PRA’s SS1/23 and Beyond

The evolving regulatory landscape presents ongoing challenges for financial institutions in managing model risk effectively. The PRA’s Supervisory Statement SS1/23 offers essential guidance on strategic governa...

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Broadstone Financial planning and pension information

Essential Strategies for Effective Financial Planning

About the author: Nick has over 25 years of experience in Financial Services, primarily focusing on pensions and employee benefits. He is a regulated adviser who consults with a wide range of clients. Ni...

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Credit Risk & Lending

Navigating IFRS 9 ECL – Insights from the PRA Dear CFO Letter

The dynamic landscape of regulation and risk management presents ongoing challenges for banks and building societies. A key area of focus within this landscape is the IFRS 9 Expected Credit Loss (ECL) framework...

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Broadstone

Achieving Good Member Outcomes in Workplace DC Pension Schemes: Introducing Broadstone’s Benefits Barometer

In the ever-evolving landscape of Defined Contribution (DC) pension schemes, the goal remains constant: achieving good member outcomes. For HR and Reward directors, Pension Scheme Managers, Employers, and other...

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Broadstone

Broadstone Awarded Gold Ranking from Investor in Customers

Broadstone receives top ranking for sixth successive year with gold scores registered across all key areas and stakeholders Overall score increases from 8.53 in 2023 to 8.58 in 2024 demonstrating further com...

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Broadstone

Breast Cancer Awareness Month: Empowering Employers and Employees

Breast Cancer Awareness Month is dedicated to raising awareness, promoting early detection and prevention, and supporting those affected by breast cancer. As the most common cancer in the UK, breast ca...

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Credit Risk & Lending

The Credit Risk AI Transformation

Artificial Intelligence (AI) has emerged as one of the most transformative technologies of our time, reshaping industries and creating new possibilities for businesses.  In the financial services sector...

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Credit Risk & Lending

The Consumer Duty Journey: A New Checklist or a New Culture? 

Tom Cuppello, Director of Risk at leading independent financial services consultancy Broadstone The Consumer Duty annual report deadline has been and gone, giving lenders across the industry the opportun...

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Broadstone

Insurance Sector Regulatory Update September 2024

This edition covers various topics of interest, including the Solvency UK reforms coming into force at the end of this year, along with the interaction between the revised thresholds for Solvency II to apply in...