Artificial intelligence (AI) and machine learning (ML) are revolutionising consumer lending, offering lenders the ability to enhance decision-making, improve risk assessment, and optimise customer experiences. ...
Credit Risk & Lending
The evolving regulatory landscape presents ongoing challenges for financial institutions in managing model risk effectively. The PRA’s Supervisory Statement SS1/23 offers essential guidance on strategic governa...
The dynamic landscape of regulation and risk management presents ongoing challenges for banks and building societies. A key area of focus within this landscape is the IFRS 9 Expected Credit Loss (ECL) framework...
Artificial Intelligence (AI) has emerged as one of the most transformative technologies of our time, reshaping industries and creating new possibilities for businesses. In the financial services sector...
Tom Cuppello, Director of Risk at leading independent financial services consultancy Broadstone The Consumer Duty annual report deadline has been and gone, giving lenders across the industry the opportun...
It is fair to say that the economic environment over the past few years has been turbulent with the biggest pandemic in 100 years, and conflict in Ukraine fuelling inflation and high interest rates. More recent...