Credit Risk & Lending

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Credit Risk & Lending

Navigating IFRS 9 ECL – Insights from the PRA Dear CFO Letter

The dynamic landscape of regulation and risk management presents ongoing challenges for banks and building societies. A key area of focus within this landscape is the IFRS 9 Expected Credit Loss (ECL) framework...

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Credit Risk & Lending

The Credit Risk AI Transformation

Artificial Intelligence (AI) has emerged as one of the most transformative technologies of our time, reshaping industries and creating new possibilities for businesses.  In the financial services sector...

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Credit Risk & Lending

The Consumer Duty Journey: A New Checklist or a New Culture? 

Tom Cuppello, Director of Risk at leading independent financial services consultancy Broadstone The Consumer Duty annual report deadline has been and gone, giving lenders across the industry the opportun...

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Credit Risk & Lending

Spotlight on the UK Credit Risk Outlook

It is fair to say that the economic environment over the past few years has been turbulent with the biggest pandemic in 100 years, and conflict in Ukraine fuelling inflation and high interest rates. More recent...