Broadstone

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Credit Risk & Lending

Unlocking the Power of Management Information for MGAs

Managing General Agents (MGAs) are operating in a market that is evolving rapidly. Regulatory expectations are rising, competition is intensifying, and carriers are demanding greater transparency. In this envir...

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Credit Risk & Lending

Two Years of Consumer Duty – What the FCA Expects from Firms Now

Two years have passed since the FCA’s Consumer Duty came into force in July 2023, setting a new benchmark for customer protection across financial services. The Duty requires firms to deliver good outcomes in f...

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Broadstone

Broadstone appoints Cormac Bradley as Senior Actuarial Director to enhance general insurance capabilities

Cormac joins Broadstone with almost three decades of experience in the sector Appointment strengthens Broadstone’s growing capabilities in the general insurance market Broadstone, a leading independent UK c...

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Credit Risk & Lending

FOS Reports Surge in Irresponsible Lending Complaints – What Firms Need to Do on Remediation

The Financial Ombudsman Service (FOS) has reported its highest case volumes in six years. In 2024/25, consumers lodged 305,726 complaints – a 54% increase on the 198,798 recorded in 2023/24, and the highest lev...

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Credit Risk & Lending

Motor Finance Redress: What the 1 August Ruling Means – and What Lenders Should Be Doing Now

On Friday 1 August 2025, the UK Supreme Court issued a landmark judgment on commission arrangements in the motor finance sector. This ruling followed an earlier Court of Appeal decision that raised alarm across...

Trustee-advice (1)
Broadstone

Majority of Mutuals Report AUM Growth and Own Funds Increasing

Government’s aim to double the size of the mutual and co-operative market presents significant opportunities for financial mutuals Gross Written Premium for participants rose to £116m on average (2023: £105m...

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Broadstone

2024 Solvency and Financial Condition Report Analysis

We are pleased to publish our ‘2024 Solvency and Financial Condition Report Analysis’.   This report is the output of our analysis of insurers’ regulatory Solvency and Financial Condition Report, for year end 2...

Trustee-advice (1)
Broadstone

Broadstone Acquires ExactVAL to Strengthen Capabilities in the Life Insurance and Bulk Purchase Annuity Market

ExactVAL provides life insurers with actuarial valuations and cashflow analysis of defined benefit pension schemes Acquisition deepens Broadstone’s offering to life insurers in the competitive bulk purchase ...

Trustee-advice (1)
Broadstone

Railpen Sells Third-Party Pension Administration Business to Broadstone

After two decades of dedicated service to the third-party pension administration (TPA) market, Railpen today announces the sale of its TPA business to Broadstone, a leading independent UK financial services con...

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