Author: Paul Matthews

viktor-forgacs-click-NVoooxHocq0-unsplash
Credit Risk & Lending

FCA Credit Information Market reforms: what lenders need to do now

By Paul Matthews, Senior Director of Risk The FCA has launched a major consultation on the future of the UK’s Credit Information Market, proposing reforms designed to improve the coverage, quality and use of...

Artificial-Intelligence-AdobeStock_774844844_IPC
Credit Risk & Lending

Unlocking AI’s Potential in Consumer Lending: Why Model Monitoring is Essential

Artificial intelligence (AI) and machine learning (ML) are revolutionising consumer lending, offering lenders the ability to enhance decision-making, improve risk assessment, and optimise customer experiences. ...