In a recent groundbreaking study between YuLife and University of Essex, in collaboration with Broadstone – we demonstrated that AI-powered gamification might just be the game-changer employers have been waiting for.
Resource Library
3 steps for managing employment cost increases
For most employers, the recent Budget introduces significant increases to employment costs via hikes to employer National Insurance Contributions (NIC) and the National Living and National Minium wage rates from April 2025. In the context of employee benefits, Broadstone have drafted a useful summary of 3 key steps that any employer could take when reviewing the impact of these employment cost increases, including possible measures to help mitigate and/or manage these.
Navigating the NHS crisis: Why employers are now reliant on private healthcare provisions
The UK’s healthcare system is under immense pressure, leading to a surge in private medical insurance (PMI) claims. With the NHS grappling with long waiting lists and staff shortages, employers are rethinking their health benefit strategies.
This article explores the critical role of prevention, primary care, and efficient treatment pathways in managing healthcare costs and improving patient outcomes.
Credit Risk & Lending Analytics
Download our credit risk and analytics brochure for an overview of the services we provide to banks, building societies, lenders and investors.
Financial Modelling & Business Planning
Download our financial modelling and business planning brochure to find out how Broadstone’s extensive experience supporting lenders and investors with financial model reviews and builds.
PRA Dear CFO Letter – IFRS 9 ECL
Broadstone’s insights paper explores the PRA’s recent “Dear CFO” letter, offering valuable insights for refining IFRS 9 Expected Credit Loss (ECL) practices, and discusses the key takeaways for banks and building societies to consider.
Investment Services for Insurance Companies
In today’s investment landscape, insurance companies face unique challenges such as complex financial markets, evolving regulations, and increasing sustainability requirements. At Broadstone, we provide tailored investment advice to help insurance companies optimise their investment portfolios, manage investment risks, and meet their financial goals.
Bulk annuity pricing
When it comes to bulk annuity pricing and quotation, precision and flexibility are paramount. Broadstone’s core service offers a comprehensive suite of tools and expertise to assist you in developing your bulk annuity portfolio.
Introducing Summertime Asset Solution
This powerful cloud-based software is our latest innovation in asset modelling. Summertime’s advanced features simplify complex tasks, promoting efficiency and informed decision-making – a valuable tool for actuarial teams.
Funeral Plan Consulting
We provide a full range of services to funeral plans of all sizes, including solvency assessment, FCA authorisation application support, financial projections, and general consulting services.
Broadstone’s new Guide to Establishing a Health Trust
The Health Trust market has growth significantly since 2010, and now accounts for 1/3rd of the company funded healthcare market. That’s why Broadstone has launched our Guide to Establishing a Health Trust, to take away the complexity and guide our clients through the process step by step, empowering our clients to decide if a Health Trust is the right solution for them.
Published 2023 SFCR Analysis
29 insurers have been included in our report, with total assets of £29bn, the majority being members of the Association of Financial Mutuals (“AFM”). This analysis increases our understanding of the market and enables comparisons across a large number of reported metrics.
Independent Schools Brochure
Download our independent schools brochure to find out more about how we work with independent schools to provide investment advice for their institution’s endowment.
Employee Benefits Survey
The mass transition to hybrid working, a cost-of-living crisis, a public healthcare system on its knees and a national shortage of healthy, productive employees are all the result of unprecedent events. Broadstone’s inaugural Employee Benefits Survey seeks to better understand the decisions and priorities UK employers are currently making in relation to their employee benefits.
Employers and the health of the nation
The health and healthcare landscape in the UK has changed irrevocably since the pandemic. Waiting lists are soaring and patients are struggling to access the treatment they require as quickly as they need it. Our Market Report looks in detail at the pressures on our public health system and how these are now impacting employers, insurers and private healthcare providers.
Flexcel Benefits Flyer
Download our Flexcel benefits flyer to find out more about our employee benefits technology platform.
UK Startup Guide
Are you starting up in the UK? Our helpful guide provides all you need to know about setting up employee benefits for your people.
Online Services Brochure
Download our brochure to find out how to bring your pension scheme online in a straightforward and cost effective manner.
Fiduciary Management Oversight
Delegating investment powers to a fiduciary manager can be an effective governance solution allowing more trustee time to focus on the important strategic considerations. Download our brochure to find out more.
Investment consulting services
Download our brochure to find out how we work with Trustees and sponsors to help them with all aspects of their investment strategy.
SM&RT Insure Brochure
Demand for insurance buy-in and buy-out transactions is increasing rapidly. SM&RT Insure is a specialist service from Broadstone, offering a streamlined approach to settling DB pension scheme liabilities quickly and cost-effectively.