Commercial Analytics for Lenders

Actionable insight for every lender

Experienced commercial analytics professionals

The Broadstone team has deep expertise working with commercial and product teams within lenders, to ensure that lending is not only optimised from a risk point of view, but also from a commercial standpoint.

Working with cross-functional teams, we ensure business decisions are data-driven and informed, delivering value-adding analytical solutions quickly and effectively.

Our in-depth industry knowledge allows clients to focus on the wider business.

  • Supporting pricing and acquisition funnel optimisation
  • Integrating new technology and data integration for lenders, including AI/ML solutions
  • Assisting with funding requirements and sell-side investment processes
  • Developing new product launch strategies
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Our services encompass a broad range of areas:

Pricing

Lend Profitably

  • Risk-based pricing optimisation
  • ‘Unit of one’ profitability analysis
  • Rule set development for new data sources, e.g. Open Banking and device information

Acquisition Optimisation

Optimise Lending

  • Acquisition funnel optimisation
  • Channel management
  • Credit Bureau data strategy
  • Loan take-up analysis
  • Fraud identification modelling

Financial Modelling

Forecast and Validate

  • Attrition and lifetime value modelling
  • New financial model build
  • Model audit, build-out and enhancement
  • Funding requirement and cost forecasting

New Product Launch

Expand the Offering

  • Target population analysis
  • Risk appetite definition
  • Product roadmap design
  • Product profitability modelling

By tailoring our services to the specific needs of our clients, we leverage our deep knowledge and experience to deliver robust and reliable solutions, ensuring your institution is well-prepared to meet regulatory requirements and manage risks effectively.

Our banking and credit advisory services

If you would like to know more about how we can help your business, click below to get in touch and let’s start working together